Gold Firearm Insurance Package
Our Firearm Liability offering addresses a significant personal liability exposure faced by gun owners. Many homeowner policies specifically exclude firearm use – even in self defense – as a covered exposure, deeming it to be an intentional act. That leaves the gun owner personally liable for legal expenses, bail bond costs, and any judgments awarded through a civil action.
The Firearm Liability policy includes coverage for:
- Civil Actions – Legal Defense. Provides expert legal counsel to protect you against civil litigation arising out of the covered use of a firearm for self-defense.
- Civil Actions – Indemnity. In the event of an adverse civil judgment occurring from a covered event, the policy will pay monetary awards (up to the limit of liability).
- Criminal Actions – Legal Defense Reimbursement. Policy will reimburse insured for reasonable legal expenses incurred while defending him/herself against criminal charges arising from the use of a firearm in self-defense (up to the limit of liability).
- Criminal Actions – Legal Defense Retainer. Advances funds to the insured to cover the cost of retaining legal counsel to defend against a criminal action.
- Criminal Actions – Bail Bond. Advances funds to cover the cost of securing a bail bond.
- Compensation While in Court. Compensation for loss of earnings resulting from time off taken from work to assist the insurance carrier in the investigation or defense of a covered claim.
- Firearm Theft Civil Liability. Provides legal defense for civil actions resulting from bodily injury/property damage caused by firearm stolen from the insured.
- Psychological Sessions. Reimbursement for therapy sessions with a licensed professional to help the insured cope with the trauma associated with using a firearm in self-defense.
- Legal Defense Hotline. Access to a hotline staffed by legal professionals. This service provides advice on questions relating to the use of a firearm in self-defense.
- Tailored plans and pricing available for Groups
Immediate Attorney Retainer
Legal Expense Reimbursement
Total Criminal Aggregate
Damages, Awards & Judgments
Total Civil Action Aggregate
Firearm Theft Civil Liability
Psychological Support Visits
Compensation While in Court (Per Day)
Immediate Cash for Bail Bond
Legal Consultation Hotline (Hrs/Per Year)
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Click here to submit your coverage application.