Bronze Firearm Insurance Package

Our Firearm Liability offering addresses a significant personal liability exposure faced by gun owners.   Many homeowner policies specifically exclude firearm use – even in self defense – as a covered exposure, deeming it to be an intentional act.  That leaves the gun owner personally liable for legal expenses, bail bond costs, and any judgments awarded through a civil action.

The Firearm Liability policy includes coverage for:

  • Civil Actions – Legal Defense. Provides expert legal counsel to protect you against civil litigation arising out of the covered use of a firearm for self-defense.
  • Civil Actions – Indemnity. In the event of an adverse civil judgment occurring from a covered event, the policy will pay monetary awards (up to the limit of liability).
  • Criminal Actions – Legal Defense Reimbursement. Policy will reimburse insured for reasonable legal expenses incurred while defending him/herself against criminal charges arising from the use of a firearm in self-defense (up to the limit of liability).
  • Criminal Actions – Legal Defense Retainer. Advances funds to the insured to cover the cost of retaining legal counsel to defend against a criminal action.
  • Criminal Actions – Bail Bond. Advances funds to cover the cost of securing a bail bond.
  • Compensation While in Court. Compensation for loss of earnings resulting from time off taken from work to assist the insurance carrier in the investigation or defense of a covered claim.
  • Firearm Theft Civil Liability. Provides legal defense for civil actions resulting from bodily injury/property damage caused by firearm stolen from the insured.
  • Psychological Sessions. Reimbursement for therapy sessions with a licensed professional to help the insured cope with the trauma associated with using a firearm in self-defense.
  • Legal Defense Hotline.  Access to a hotline staffed by legal professionals.  This service provides advice on questions relating to the use of a firearm in self-defense.
  • Tailored plans and pricing available for Groups

Immediate Attorney Retainer

Legal Expense Reimbursement

Total Criminal Aggregate

Legal Defense

Total Civil Action Aggregate

Damages, Awards & Judgments

Firearm Theft Civil Liability

Immediate Cash for Bail Bond

Legal Consultation Hotline (Hrs/Per Year)

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